InvoiceFactoring
Stop waiting on slow-paying clients. Turn outstanding invoices into immediate cash — up to 90% advanced the same day.
Overview
Invoice Factoring (also called accounts receivable financing) lets your business convert unpaid invoices into immediate working capital. Instead of waiting 30, 60, or 90 days for clients to pay, you sell your invoices to First Fund and receive up to 90% of the invoice value upfront. When your client pays, you receive the remaining balance minus a small factoring fee.
How repayment works: Repayment is automatic — it comes directly from your client's payment when they settle the invoice. There are no fixed monthly payments or separate repayment schedules. The factoring fee is deducted from the remaining balance when your client pays.
Is This Right for You?
What You Get
Same-Day Access
Receive up to 90% of your invoice value the same day — eliminate waiting periods entirely.
No Collateral
Your invoices are the only asset required. No equipment, property, or personal assets on the line.
Automatic Repayment
Repayment happens through your client's invoice payment — no separate monthly payments to manage.
All Credit Profiles
We evaluate your clients' creditworthiness, not yours — making this accessible even with limited credit history.
Not Debt
Invoice factoring is a sale of an asset — not a loan. It does not appear as debt on your balance sheet.
Transparent Fees
One simple factoring fee disclosed upfront. No hidden charges or complex interest calculations.
How Businesses Use This
Common Questions
Ready to Apply?
Start a secure application or book a call to review your financing options.