Asset-Backed

EquipmentFinancing

Get the machinery, vehicles, or technology your business needs — financed over time, so you preserve your operating capital.

Secure application flow
Merchant cash advance and line of credit options
Document-based review process
English and Spanish support
What It Is

Overview

Equipment Financing lets your business acquire the tools it needs to operate and grow without paying the full purchase price upfront. The equipment itself serves as collateral for the loan, which typically results in better terms than unsecured financing. You make fixed monthly payments over the loan term, and at the end you own the equipment outright.

Best For

Is This Right for You?

Restaurants and food service businesses needing kitchen equipment
Construction companies purchasing heavy machinery or vehicles
Medical practices acquiring diagnostic or treatment equipment
Transportation businesses expanding their fleet
Manufacturers investing in production machinery
Any business replacing aging or failing equipment
Benefits

What You Get

Equipment as Collateral

The financed equipment secures the loan — preserving your other assets and often reducing required credit.

Predictable Payments

Fixed monthly payments make budgeting straightforward — you know exactly what you owe and when.

24–48 Hour Approvals

Fast decisions so you can acquire the equipment you need without losing time or opportunity.

Preserve Working Capital

Finance equipment over time instead of paying cash — keeping your operating capital for day-to-day needs.

All Credit Profiles

Asset-backed structure means we can approve businesses that might not qualify for unsecured products.

Own It at the End

Unlike leasing, equipment financing ends with you owning the asset outright — building business equity.

Typical Use Cases

How Businesses Use This

01A restaurant replacing a broken commercial oven that is disrupting service
02A construction company purchasing an excavator to take on a larger project
03A medical clinic financing a new imaging machine to expand treatment offerings
04A delivery business adding vehicles to its fleet to meet growing demand
05A manufacturer upgrading production machinery to improve output and reduce costs
FAQ

Common Questions

Ready to Apply?

Start a secure application or book a call to review your financing options.