Financing Built AroundYour Business
Explore the financing structures available and compare them at a high level based on how your business operates and the kind of capital you need.
Choose the Right Structure
Invoice Factoring
A receivables-based option for businesses looking to unlock working capital tied up in unpaid invoices.
Fixed-Term Loans
A structured financing option with fixed payments for businesses that prefer a more predictable repayment schedule.
Line of Credit
A revolving credit structure for businesses that need ongoing access to capital and want to draw only what they use.
Mortgage Loans
A secured financing option for businesses exploring larger-capital needs tied to available property equity.
Merchant Cash Advance
Revenue-based financing for businesses that need flexibility and want repayment tied more closely to sales activity.
Equipment Financing
An asset-based option for businesses financing equipment purchases while preserving day-to-day operating capital.
Compare the Main Structures
Use this chart as a directional guide. Product fit, requirements, and timing depend on the structure and the details of your file.
| Feature | IFInvoice Factoring | FTLFixed-Term Loans | LOCLine of Credit | MTGMortgage Loans | MCAMerchant Cash Advance | EFEquipment Financing |
|---|---|---|---|---|---|---|
| Funding Structure | Receivables-based | Fixed repayment | Revolving credit | Property-backed | Revenue-based advance | Asset-based financing |
| Process Speed | Varies by file | Varies by file | Longer review process | Varies by structure | Can move quickly once approved | Varies by file |
| Collateral | Varies by structure | Varies by structure | May be unsecured or secured | Secured structure | Business-performance based | Typically tied to equipment |
| Best For | Businesses with invoices | Planned repayment schedules | Ongoing capital access | Larger secured capital needs | Shorter-term working capital | Equipment purchases |
| Timing / Review | Varies by structure | Varies by structure | Longer review process | Varies by structure | Can move quickly once approved | Varies by structure |
This table is a directional guide. Product structure, timing, documentation, and availability vary by file.
Not Sure What Fits?
If you are not sure where to start, our team can help you understand which financing structure may fit your business and what the process is likely to involve.
Talk to a SpecialistReady to Apply?
Start a secure application or book a call to review your financing options.